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Your Words Matter
Amidst much groaning and moaning, we carried one of our two kayaks from the bayside of the key to the beach—two hundred yards of sweat and hand chafing. Loaded down with paddles and life preservers, we herded the kids to water’s edge. ...
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ADD / ADHD Children : Being Your Child's Best Friend
Do you live with an ADD / ADHD child? If so-- my hat is off to you! ADD / ADHD children are brilliant, full of energy, smart as a whip (as grandma says), and tons of work. They are also the rising sun and the setting star: meaning much of life...
How To Buy Infants’ Best Educational Toys?
Buying educational toys for infants can be difficult, because infants seem to do so little that educating them right after birth might strike you as a bit rushed. However, the fact is that your baby is learning at a great speed, taking in everything...
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What does Tech have to do with Women's Rights?
"Tech" isn't a four-letter word, but when it comes to "women's
issues" it might as well be. Technology has become a
male-dominated big business; profits have become the priority
over ethics and/or social implications. Women are missing from
the...
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My 11 year old just received a CREDIT CARD!!!
Have you notice that you can barley get though all your junk mail and now your kids are getting junk mail. Sometimes they are receiving magazines in their names or even pre approved credit cards. How can this be when they don’t even have jobs?
Well, mom or dad you may be contributing to this madness. How many times this year have you given out your child’s social security number? Many doctor’s offices are asking for your child’s social security number now and if you are like most parents you give it out and not even think twice about it. Does your child have a credit union or bank account in their name? Are your children, (with your permission) giving their contact information on kid’s sites on the net?
These are all places that sometimes sell or share (as they like to state) information with their partner companies. This is only one way that some of these companies get your child’s information. Another way is if your child has a bank account. Some companies use the databases of major credit reporting companies like Trans Union, Equifax, Experian or Innovis. After obtaining data then your child’s information goes into the databases with everyone else and guess what…the company does not have a clue that this person is a minor.
Educate your child about the importance of their social security number and how they have a
right to keep it private. Also, take note of these tips to minimize the credit madness:
•Most doctors, dentists and other medical professional offices like to have social security numbers for record keeping purposes. If you are asked for your child’s social security number find out why they need it, if you do not think that it is a viable reason, you can refuse to give it. Your child is not responsible for paying the bill and they probably already have your social security number because you are the one insured.
•If your child insists on getting the latest free download (even if it is a kid’s site) give your contact information.
•Call The Opt-Out Department at 1-888-567-8688.You can have your family excluded
for 2 years or permanently from all the pre approved credit offers that use the major credit reporting databases .
Above all, be as protective about your child’s personal information as you are with your child. Just like we teach our children to be cautious toward strangers, we need to teach them to guard their personal information equally as well.
About the Author
Yolanda Kennedy is a mother, wife, friend and neighbor who believes education is the key to building the life you want for your family. Her business www.UnitedHomesByOwner.com helps homeowners save thousands instead of paying it to an agent.
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