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Leadership Tips For Students
Today’s youth are living with an explosion of technological advances especially in the area of the internet, mobile applications and multi-player gaming. This increases the need for proper supervision and mentoring as they may be overwhelmed by...
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Helping Children With Learning Problem
Your child may resist being read to or joining with you in the activities in this booklet. If so, keep trying the activities, but keep them playful. Remember that children vary a great deal in the ways that they learn. Don't be concerned if your...
Simplifying Your Life
The simple life is a life lived with a single focus. The more responsibilities a person has, the more complicated life becomes. For generations the focus for women was their families. I have often longed for the past, thinking how wonderful if we...
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The Popularity Of Preschool Games
Throughout the web, you will see that one of the most targeted audiences for games is for children under school age. Are preschool games good for the child? And, should you be using them as part of your child's early education? With so many...
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Who Wants To Be Rich?
Well you may not become a billionaire or even a millionaire, but research shows that marriage helps couples and individuals generate more income and wealth than singles, and even cohabitating couples.
According to The Marriage Project researchers out of Rutgers University in New Jersey,
"... People who marry become economically better off. Men become more productive after marriage; they earn between ten and forty percent more than do single men with similar education and job histories. Marital social norms that encourage healthy, productive behavior and wealth accumulation play a role. Some of the greater wealth of married couples results from their more efficient specialization and pooling of resources, and because they save more. Married people also receive more money from family members than the unmarried (including cohabiting couples), probably because families consider marriage more permanent and more binding than a living-together union..."
If married couples have so much potential to be wealthy, why are money issues one of the leading causes of divorce? I have one simple answer. When couples take their focus off of their partner's emotional, physical and spiritual needs to worry about their finances or acquire more material possessions, they loose sight of one of the greatest missions and privileges of life: to love another human being.
Money is a wonderful and powerful tool, but don't let it consume you. Here are seven ways to find balance and keep your marriage happy and healthy.
1. Set financial goals for your family and
prioritize them.
2. Develop a spending plan that can help both parties feel fulfilled. A great example of this strategy can be found in Debt-Proof Your Marriage: How To Achieve Financial Harmony by Mary Hunt.
3. Owe no one anything but love. Work towards being debt free.
4. Create a savings plan that includes 3-6 months living expenses. Then focus on investments. It may be tight, but try living off of one income for a time.
5. Try to find ways to be generous and give to charitable organizations regularly. If you belong to a church, tithe.
6. Pay the bills together. I know it may seem hard to find the time at first, but it can be a chance to review current spending.
7. Work towards owning a home (or a new car) only when you're ready. Don't feel the urge to do it because you've had a baby, your friends are doing it, or you're "tired of renting".
I leave you with this final word: Richness is not about having more money or showing off what you have. It's about finding abundance where you are and having courage, grace and savvy to go beyond your current circumstance.
Be rich.
About the Author
Keishia Lee-Louis is the Executive Editor of http://www.Married4Good.com (November 2005). Her work has appeared on iVillage.com, BibleResourceCenter.com, and in many other publications. Currently, she's writing a book on marriage, which will be published in 2006. If you'd like to see more of her work, visit http://married4good.blogspot.com
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